Chapter 3: Flexible Travel Rewards Points

Chase Ultimate Rewards

Here are the cards which earn flexible Ultimate Rewards points:

  • Chase Sapphire Preferred. Earns 2 Ultimate Rewards points per dollar spent on travel and dining purchases and one Ultimate Rewards point everywhere else. $95 annual fee, waived the first year of card membership.
  • Chase Ink Plus (small business). Earns 2 Ultimate Rewards points per dollar spent at gas stations and for hotel accommodations (up to $50,000 per cardmember year), 5 Ultimate Rewards points per dollar spent at office supply stores and on telecommunications services (up to $50,000 per cardmember year), and one Ultimate Rewards point everywhere else. $95 annual fee, waived the first year of card membership.

Here are the flexible Ultimate Rewards point transfer partners. As a reminder, all Ultimate Rewards transfers are at a 1:1 conversion rate.

Airlines

  • United MileagePlus
  • British Airways Executive Club
  • Korean Airlines SKYPASS
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • Virgin Atlantic Flying Club
  • Air France/KLM Flying Blue

Hotel Chains

  • Hyatt Gold Passport
  • Marriott Rewards
  • Ritz Carlton Rewards
  • IHG Rewards Club

American Express Membership Rewards

Here are the cards which earn flexible Membership Rewards points:

  • Amex EveryDay. Earns 1 Membership Rewards point per dollar spent everywhere and 2 Membership Rewards points per dollar spent at grocery stores (up to $6,000 spent per calendar year). 20% bonus Membership Rewards points earned each statement cycle you make 20 or more purchases. $0 annual fee.
  • Amex EveryDay Preferred. Earns 1 Membership Rewards point per dollar spent everywhere, 2 Membership Rewards points per dollar spent at gas stations, and 3 Membership Rewards points per dollar spent at grocery stores (up to $6,000 spent per calendar year). 50% bonus Membership Rewards points earned each statement cycle you make 30 or more purchases. $95 annual fee, not waived the first year.
  • American Express Premier Rewards Gold. Earns 3 Membership Rewards points per dollar spent on airfare, 2 Membership Rewards points per dollar spent at gas stations and supermarkets, and one point everywhere else. $175 annual fee, waived the first year of card membership.
  • American Express Business Gold Rewards (small business). Earns 3 Membership Rewards points per dollar spent in the one category of your choice from: airfare, advertising, gas stations, shipping, and computer purchases from select merchants, and 2 Membership Rewards points in the other 4 categories, on up to $100,000 in purchases per category, per year. $175 annual fee, waived the first year of card membership.
  • American Express Platinum Card. $450 annual fee, not waived the first year.
  • American Express Business Platinum Card. Earns 2 Membership Rewards points per dollar spent through the American Express Travel website. $450 annual fee, not waived the first year.

Here are the flexible Membership Rewards point transfer partners. For each transfer partner, the number of Membership Rewards points required is given before the colon (:) and the number of transfer points received is after the colon.

Airlines

  • AeroMexico Club Premier.  1000:1000
  • Air Canada Aeroplan.  1000:1000
  • Air France KLM Flying Blue.  1000:1000
  • Alitalia MilleMiglia.  1000:1000
  • All Nippon Airways Mileage Club.  1000:1000
  • Cathay Pacific Asia Miles. 1000:1000
  • British Airways Executive Club (Avios).  1000:800
  • Delta SkyMiles.  1000:1000
  • El Al Matmid.  1000:20
  • Emirates Skywards.  1000:1000
  • Frontier EarlyReturns.  1000:1000
  • Hawaiian HawaiianMiles.  1000:1000
  • Iberia Plus. 1000:800
  • JetBlue TrueBlue.  250:200
  • Singapore KrisFlyer.  1000:1000
  • Virgin America Elevate.  200:100
  • Virgin Atlantic Flying Club.  1000:1000

Hotel Chains

  • Best Western Rewards.  1000:1500
  • Choice Privileges.  1000:1000
  • Hilton HHonors.  1000:1500
  • Starwood Preferred Guest. 1000:333

Citi ThankYou

Here are the cards which earn flexible ThankYou points:

  • Citi ThankYou Premier. Earns 3 ThankYou points per dollar spent on travel, including gas purchases, 2 ThankYou points per dollar spent on dining and entertainment, and 1 point everywhere else. $95 annual fee, waived the first year of card membership.
  • Citi Prestige. Earns 3 ThankYou points per dollar spent on air travel and hotels, 2 ThankYou points per dollar spent on dining and entertainment, and 1 ThankYou point per dollar spent everywhere else.

Here are the flexible ThankYou point transfer partners.

Airlines

Citi ThankYou points transfer at a 1:1 ratio to the following airlines:

  • Cathay Pacific Asia Miles
  • EVA Air Infinity MileageLands
  • Etihad Guest
  • Air France KLM Flying Blue
  • Garuda Indonesia Frequent Flyer
  • Malaysia Airlines Enrich
  • Qatar Airways Privilege Club
  • Singapore Airlines KrisFlyer
  • Thai Airways Royal Orchid Plus
  • Virgin Atlantic Flying Club

Hotel Chains

ThankYou points can currently only be transferred to Hilton HHonors points.

  • Hilton HHonors. 1000:1500