I try to keep a pretty minimal list of RSS feed subscriptions. There's so much duplication between the most prominent blogs that I have my feeds winnowed down to the bloggers that are the best writers, since you only really need one or two subscriptions to be notified when new promotions are announced, signup bonuses change, and so on. Then on top of that I subscribe to Frequent Miler, for whom I have tremendous respect. Since I almost entirely refrain from the shopping-portal-gift-card-shopping-portal game, I only rarely take advantage of the ideas posted over there, but he'll often suggest new ways of looking at a problem to drive down costs or drive up yield.
However I'm always on the lookout for new blogs — and new ideas — and the other day I stumbled across Personal Finance Digest. I don't know pfdigest, although I think we've crossed paths on various forums and comments sections before.
It's not for everybody, but if you have some time I suggest heading over there and just casually scrolling through the first few pages of posts. The thing is, the posts are very dense, so it's not always immediately clear what's a potentially huge new opportunity and what's just odds and ends from around the internet. To help you get started, here's my curated list of recent posts that inspired me in one way or another:
- A 75% bonus on Bank of America rewards for high-net-worth customers. I had some trouble pulling up the linked site; I found that to view the new program I need to open the link in an incognito window, say I was from Washington, and then open the link again (the new benefits are only available in Kansas, Missouri, Nevada, South Carolina, and Washington at the moment). Here's a little more detail from the terms and conditions of that offer:
Basically, with the Bank of America Cash Rewards card you end up with 1.75% cash back on all purchases, 3.5% at grocery stores, and 5.25% at gas stations (for the first $1,500 you spend in combined grocery store and gas purchases each quarter). Of course you could carry both the Cash Rewards card and the Travel Rewards card he discusses in that post to cover all your bases;
- I love Vegas, so I couldn't help but be intrigued by pfdigest's post on the Comenity Total Rewards Visa. It's totally absurd and I'll never do it, but I'm not going to deny falling into a reverie thinking about running up $75,000 in gas station spend on the card in order to earn 150,000 tier credits and coveted Seven Stars status (you're actually only "considered for an invitation" at that level);
- Upromise MasterCard + 5% Staples cash back through the Upromise shopping portal, if you want to play the gift card game;
- Redeem Starbucks gift cards at Tonx. This one is too much fun. You can buy discounted Starbucks gift cards (for example through ABC Gift Cards at 17.3% off), then redeem them at Tonx. While I've never tried Tonx, a coffee fanatic friend of mine from Seattle swears by them; I'm definitely going to be giving this one a shot.
So that's what I've been reading lately. Did any of these ideas pique your curiosity? See you in the comments.