What's in my wallet?

Reader Winston has asked what credit cards I personally carry, which I think is a great way to keep a travel blogger honest. Of course, it's slightly more relevant for bloggers who pepper their posts with affiliate links, but what's good for the goose, etc.

US Bank

US Bank is quietly a powerhouse of lucrative credit cards. I carry three cards they issue, and put spend on all three each month:

  • Cash+. 2% cash back at drugstores, with no minimum redemption;
  • Flexperks Travel. Double Flexpoints at gas stations, worth up to 4% cash back in redemptions for paid airline travel;
  • Club Carlson Business. 5 Gold Points per dollar spent everywhere.


Lots of old standbys here. The Freedom is actually the result of a product change from Chase's great Slate product, which I got back when I carried balances:

Bank of America

My oldest credit card, which I put spend on once a year or so:

  • Cash Rewards. 3% cash back on up to $1,500 on gas stations quarterly.

American Express

Three great cards:


The Arrival has a $89 annual fee, so if I can't have that waived in April I'll be closing it. Lucrative, though:

  • Arrival World MasterCard. 2.22% cash back everywhere, when redeemed against travel purchases;
  • US Airways. Signup bonus.


Citi's a slum: you only visit when they have something you need. I'm actually waiting to receive the Dividend Platinum Select, which I product changed my formerly 5% cash back ThankYou Preferred card to a few weeks ago:



  • Investment Rewards American Express. 2% cash back everywhere.

And now my cards are on the table.